
Joe Madungandaba
CPA(SA), MDP
Non-Executive Director (Chairman)
Joe Madungandaba studied Commerce at the University of the North, Cranfield School of Management (UK) and at the Wharton Business School (USA).
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He is a member of the Institute of Commercial and Financial Accountants of Southern Africa and is a certified public accountant and tax practitioner. He is the Group CEO of Community Investment Holdings and is appointed on all its subsidiaries’ Boards.

Andrew Schwulst
BCom, MBA
Executive Director
Andrew Schwulst is a seasoned executive with a remarkable career in the healthcare industry. With a tenure of over 12 years as the CEO of Liberty Health, he brings a wealth of knowledge, invaluable insight and a profound understanding of the healthcare sector.
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Throughout his distinguished career, Andrew has held various senior leadership positions, including directorships within the Liberty Health group of companies. His extensive leadership experience, encompassing two years in Australia and a decade with the Netcare group in South Africa, has shaped his deep expertise in the healthcare domain.
As the CEO of Medscheme Holdings since September 2023, Andrew is driving the organisation forward with his strategic vision and executive acumen. His skills in executive management, leadership, and business strategy are pivotal in shaping the company’s trajectory. With a robust background in the private hospital sector, coupled with a focus on healthcare strategy, Andrew is poised to make a significant impact on the delivery of Medscheme’s health strategy.
Andrew’s track record of leadership excellence, coupled with his comprehensive skill set in areas such as healthcare industry dynamics, executive management, and strategic planning, underscores his commitment to advancing healthcare initiatives. His tenure at Liberty Health, marked by achievements in strategy development, financial modeling, and financial analysis, sets the stage for continued success in his current role as the CEO of Medscheme Holdings.

Aklaaq Mahmood
BaccSci, MBA
Non-Executive Director
Aklaaq Mahmood has more than 18 years’ experience in the healthcare industry. Formerly, he was the Deputy CEO of LA Health Medical Scheme and Principal Officer of ProSano Medical Scheme.
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An MBA graduate from the University of Stellenbosch where he received a highest achievement Merit Award for Strategy. Aklaaq began his career in healthcare serving as a trustee on the Board, Audit Committee and Pension Fund of Global Health Medical Scheme.
He has also been a member of various other committees and forums, including Chairperson of the Audit Committee, Risk Committee and Mayoral Performance Evaluation Panel for the City of Cape Town. Aklaaq Mahmood is the director for AfroCentric Group’s Business Development and chairperson of Medscheme Namibia.
He is a director for a number of AfroCentric Group subsidiaries. Further responsibilities include the integration of new acquisitions into the Group.

Thato Moloele
CA(SA)
Non-Executive Director
Mr. Moloele, a qualified Chartered Accountant (South Africa), is an experienced finance professional and a seasoned corporate financier.
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He has held several senior positions during his career at Sanlam Limited, the Momentum Group and Deloitte. Whilst his early career was in auditing, he transitioned to focus on mergers and acquisitions, shaping and executing on strategic corporate initiatives.
Mr. Moloele brings deep expertise in corporate governance matters and a proven track record in managing complex local and cross-border commercial transactions.
Mr. Moloele joins from Sanlam Limited, where he served as a Senior Consultant in Corporate Finance. He holds a Bachelor of Accounting Science (Wits University), a Higher Diploma in Accounting Science (Wits University) and an MBA from the University of Manchester.

Gerald Van Wyk
Bcom Risk Management, Senior Management Development Programme, General Management Programme
Non-Executive Director
Gerald is the former CEO: Client Solutions for Santam where he was responsible for managing Santam’s direct-to-client value proposition that provides end-to-end digital, telephony and face-to-face distribution and servicing capabilities.
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He was also responsible for the overall Marketing function for the group. He previously served as Executive Head: Strategic Business Development where he was responsible for the identification and driving of targeted growth opportunities across the Santam Group of Companies including collaboration with Sanlam.
These business opportunities span across ground up initiatives, acquisitions, joint ventures, and strategic partnerships. His other past experience includes the role of Executive Head: Distribution Services at Discovery Insure where he was also one of the founding executives of Discovery Business Insurance. He has over 18 years of extensive experience in the financial services industry.
He is a past president, and former executive council member, of the Insurance Institute of Gauteng (IIG) and a Fellow of the Insurance Institute of South Africa. And he served as non-executive director on the boards of two Santam Group subsidiary companies [Indwe Broker Holdings (Chairman) & Snyman van der Vyver] and served as non-executive director of Ayo Holdings Limited (an MTN Group subsidiary company in alliance with Sanlam).

Fezeka Nompumza
BSc (Hons), Managing
Executive Director
Fezeka Nompumza has over 20 years’ experience as a professional, manager, executive and leader in financial services and managed care industry.
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Fezeka joins the AfroCentric Group from Concor Construction (previously Murray & Roberts Construction), where she held several positions including Senior Executive: Business Development and Stakeholder Engagement, Project Development Executive and Strategic Planning Executive/Manager in the Office of the CEO.

Mujeeb Bray
B.Com, Business Administration and Management, General
Executive Director
Mujeeb Bray is an executive with 25 years of healthcare operations experience. Previously serving as the GM Executive – Head of Service at Discovery Health from April 2011.
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Holding a Bachelor of Commerce in Strategic Management from the University of Western Cape, Mujeeb has continually enhanced his leadership skills through programs like the Leadership Advance Programme at the University of Cape Town and the CEO Programme at the Said Business School – University of Oxford.
Throughout his tenure at Discovery Health, Mujeeb effectively managed an annual budget of R1,2BN, leading 3200 team members across the South African geography. His passion for customer experience was evident in his achievement of outstanding 90% customer satisfaction ratings across member, broker, and health professional channels since 2015. Notably, he received the CCMG Award for Best Contact Centre in the world in 2021.
Mujeeb is adept at financial management, strategic planning, and change management. He has successfully implemented process improvement initiatives, achieving an average of 10% Opex reduction year on year since 2017.
Prior to his current position, Mujeeb served as a Service Executive at Prudential Health, where he facilitated the seamless transition of the SA business to London within nine months and developed retention and engagement plans for SA-based staff. His career journey includes various leadership roles, showcasing his ability to align teams with strategic objectives and deliver exceptional results in the healthcare industry.

Bongani Madikiza
Management Advancement Program, MBA, Advanced Management Program
Non-Executive Director
Bongani has extensive experience in negotiation in both public and private spheres as a result of his trade union work where he was involved in strategy formulation and leading negotiations.
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Bongani has extensive experience in negotiation in both public and private spheres as a result of his trade union work where he was involved in strategy formulation and leading negotiations. Mr Madikiza’s experience in the financial sector began in 1990, when he drove the bancassurance model for Meeg Bank.
Prior to working for Sanlam, he was the Chief Executive Officer (2018 – 2020) and Chief Executive Officer Designate (2017 – 2018) for African Rainbow Life.
Before he started at African Rainbow Life, he held the positions of Chief Executive Officer for Lion of Africa Insurance (2016 – 2017); Managing Director of the Mass Market Cluster (2014 – 2015) and Managing Director of the Corporate Cluster (2010 – 2014) for Old Mutual; Group Social Equity Manager for Sun International (1999 – 2001); and Head of Negotiations for SACCAWU (1993 – 1995).
He holds a Management Advancement Programme from Wits Graduate School, an MBA in Negotiations from the Graduate School of Negotiation and an Advanced Management Program from Harvard Business School.